Commercial Insurance

Construction & Trade

As a thriving and growing sector in the Channel Islands, we are pleased to offer bespoke policies that fit your specific requirements, from sole traders to larger organisations. On each of the trade policies there is the option to extend cover to include items such as tools, plant and personal accident.


Large or small, no business is immune to the threat of cyber criminals. With an ever-increasing reliance on technology, the consequences of a cyber attack range from temporarily putting a business out of action to financially destroying it. At Channel Insurance Brokers Limited we recognise our clients have differing levels of exposure and we have expertise in tailoring cyber insurance solutions to individual business requirements.

Cyber Flyer

Directors & Officers / Professional Indemnity

Due to the Channel Island’s unique financial services environment we are pleased to be able to offer tailor made directors & officers (D&O) and professional indemnity (PI) policies. With over 30 years’ experience we believe we will meet your financial insurance requirements whatever your business sector.

Engineering and Inspection

We can offer engineering and inspection policies, to ensure the safety of your plant and machinery, no matter how many items are required. It is a statutory requirement that certain items of plant are inspected. Once an inspection is complete, a report will be received noting if any plant needs maintenance attention.

Fleet Insurance

If you have a large selection of vehicles and drivers, then fleet policies can offer excellent value for money, simplified administration and a single renewal date and set of policy documents. With Channel Insurance Broker’s dedicated team, we can provide high levels of customer service and expert advice.

Group PA / Travel

Channel Insurance Brokers can offer group personal accident, business and travel policies. These policies can be extended to add additional personal travel for your employees, their spouses and dependents.

Hotels and Restaurants

The Channel Islands has an excellent tourism industry, we understand how important it is to have the correct insurance and to be able to get you back up and running if an incident should occur. We can offer bespoke policies along with high levels of customer service.


Due to the Channel Islands unique location, we are pleased to offer competitive marine quotations with various levels of cover to suit your vessel, jet ski or sailing yacht. Our experienced brokers will be able to provide a policy based on your individual requirements.


Channel Insurance Brokers are pleased to be able to offer tailor made office policies. We understand that any loss or disruption to your office, could have a detrimental effect on your company’s future. With the option to add additional benefits such as computer equipment and alternative accommodation, we can meet your requirements of your business should it be large or small.

Contractual Liability Broker Briefing

Property Owners

Whatever your investment should it be a property in Jersey or overseas, Channel Insurance Brokers dedicated commercial team will provide you with property owner products to protect your investment and interests. With optional additional benefits, such as loss of rent cover and terrorism cover.


Whatever the retail sector you are in or your business size, Channel Insurance Brokers dedicated commercial team will provide you with retail and shop policies to protect your investment and interests. With optional additional benefits, such as book debts, glass or goods in transit cover.

Trust Asset Portfolio

The Channel Insurance Broker commercial team brings together highly experienced specialists offering extensive knowledge, expert placement and unrivalled service delivery. Mutual client management is something that we thoroughly understand.


Stephen PottsDirector


Tim RattrayCommercial Broker


Mário CarvalhoCommercial Broker

Gemma SmithCommercial Broker and Account Handler

Olive FogartyBusiness Development Executive