How Can Motor Excess Insurance Save You Money?

Whether it’s avoiding the hidden extra costs of hiring a car on your holidays, or protecting yourself against paying a large excess in the event of a claim, motor excess insurance is worth your consideration.

Here’s a bit more information on what our team of experts can do to protect you and save you headaches!

Car Hire
Hiring a car can all be a bit confusing and costly, and what a lot of people don’t realise, is that often if the hire car is damaged in  any way, you are typically liable to pay the excess.

You can often end up out of pocket by an additional fee of up to £2,000 depending on who you’re hiring from – sometimes even higher! Whether it’s breakdown cover, personal injury cover and more, we want to help you travel without the extra stress.

So what’s on offer?

Car hire excess cover is a policy which you either buy as a single or annual policy (you may wish to consider an annual policy if you hire cars regularly or are hiring for more than 14 consecutive days)

Contact our team today or pop-in for a chat

Private Motor Excess Insurance
When buying motor insurance, you’re typically liable for a fixed amount that you’ll need to pay out if you make a claim.

For example, if your excess is £400 and there’s £1,000 worth of damage done to your vehicle, you would have to pay £400 with the insurer paying the remainder. This is where an excess insurance policy comes in handy. Separate from your motor insurance policy it will reimburse the excess you are required to pay in the event of a claim.

Perhaps you’re a young driver concerned about a high excess on your policy? Or maybe you’re looking for ways to reduce your insurance premiums while reducing your risk? Either way, motor excess insurance could be for you and is certainly worth your consideration.

Contact our team today or pop-in for a chat