{"id":2284,"date":"2025-07-10T14:29:40","date_gmt":"2025-07-10T13:29:40","guid":{"rendered":"https:\/\/www.cib-insurance.co.uk\/?p=2284"},"modified":"2025-07-10T14:30:16","modified_gmt":"2025-07-10T13:30:16","slug":"smarter-property-insurance-for-channel-islands-landlords","status":"publish","type":"post","link":"https:\/\/www.cib-insurance.co.uk\/je\/news\/smarter-property-insurance-for-channel-islands-landlords\/","title":{"rendered":"Smarter Property Insurance for Channel Islands Landlords"},"content":{"rendered":"

Highlights from Gareth Le Page\u2019s Presentation at the GPRLA AGM<\/em><\/p>\n

At the recent Guernsey Private Residential Landlords Association AGM, Gareth Le Page, Director at CIB, shared timely advice on the property insurance landscape for landlords.<\/strong><\/p>\n

The Insurance Market is Changing<\/strong>
\nInsurers are becoming more cautious, particularly around storm and flood risks. Increases in water damage claims and more unpredictable weather patterns are contributing to increased premiums. Cover is still available, but it\u2019s more important than ever to have the right advice, and to make sure that full disclosure is made.<\/p>\n

Why Use an Independent Broker?<\/strong>
\nGareth highlighted the benefits of working with a local independent broker. CIB has access to a wide range of insurers and can find cover tailored to Channel Islands properties, including for listed buildings and blocks of flats. Our team also supports you through claims, making that your interests are protected and that you receive an appropriate claim settlement.<\/p>\n

Know Your Policy Exclusions<\/strong>
\nSome common exclusions can catch landlords out. These include:<\/p>\n